Commercial Fidelity Insurance

---

Would you really like to put your shirt on somebody?

Danger is not only threatening from the outside but also from the inside: a danger which is often concealed and underestimated, an awkward topic of discussion. It is politically correct to have faith in the employees of the company. The figures, however, speak a different language. The annual damages add up to billions, jeopardize the reputation, the liquidity and the creditworthiness of a company.

 

 

What are the Reasons in Favor of a Commercial Fidelity Insurance?

 

• Increasing dependency on highly specialized professionals
• More and more complex operating procedures
• Decreasing respect for the property of others
• Larger and larger sums being embezzled, jeopardizing the existence of a company
• Controls taking effect usually too late, only discovering the fact but not preventing anything
• Not all risks are identified

 

Which Commercial Benefit can a Commercial Fidelity Insurance Offer Your Company?

• Control and audit strategies have their own natural limit, more and more results in less and less! The commercial fidelity insurance limits the costs of such unaffordable audit strategies and covers the unidentified remaining risks
• This insurance is a confidence-building measure for banks and other creditors and is increasingly important for scorings and ratings
• The commercial fidelity insurance is an active risk reduction according to KonTraG (Corporate Sector Supervision and Transparency Act)

 

Which Services does your Insurer Render?

• The insurer compensates your economic loss and then assumes the recourse claim against the person responsible for this loss
• If no retention has been agreed upon, your compensation amounts to 100%

 

How Can We be of Service?

The product appears to be mainly standardized, but there are still numerous special clauses which have to be adapted to the organizational structure and individual type of leadership of your company. We systematically looked into these problems and into the important question of how to estimate possible losses caused by disastrous individual cases and caused by continuous manipulations.

Amazing experiences with intelligent and creative, unfortunately not honest, employees strengthened our own ingeniousness and resourcefulness. Intelligent offenders require intelligent problem solving solutions – which we can provide.